Inadequate funding remains one of the most significant challenges facing Christian ministries around the world. Yet who bears responsibility for this deficiency? Chris Wright, in conversation with James Cousins, challenges Christians to recognize that the problem of insufficient funding does not belong to those experiencing the shortfall but to those entrusted by God with the means to alleviate it. Combining John Stott's The Grace of Giving and Chris Wright's The Gift of Accountability, two classics on generosity and financial integrity, along with a brand new reflection, this book encourages readers to think critically about the problem itself. Together, these three works form a powerful treatise on Christian generosity, stewardship, and financial responsibility, questioning and transforming long-held beliefs around Christian giving. The Shortfall serves as a reminder that our resources belong to God, and we will be held accountable for how we choose to steward them.