Overcoming impossible odds in which many people in similar situations have failed and lost everything, Dany Christi instead turned to God and sought after Him for wisdom and knowledge in financial matters. After being buried in more than $54,000 of debt (not including mortgage debt) on a salary of approximately $30,000 a year, she asked God for wisdom and knowledge and learned and applied the biblical approach to finances. That approach has guided her to financial freedom today. Enclosed are useful tools and financial-management techniques that readers can use in managing their personal finances.