London 1875-Twenty-year-old Anna Montgomery is navigating through rough waves of changing social expectations and industrial upheaval. But her father's sudden death is the breaker that nearly overwhelms her. When she and her brothers inherit their father's successful shipping concern, those same waves become her escape to freedom. Throughout the turmoil of uncovering distressing business practices within Montgomery Shipping, Anna is calmed only by her music. And the only potential riptide she discovers on her journey is whether falling in love will pull her right back into Victorian-era expectations for marriage as her final destination.